We’re looking for a dedicated and meticulous Credit Officer to join our team. In this role, you will be responsible for evaluating loan applications, assessing risk, and ensuring our lending practices align with company policies and regulatory standards.
Key Responsibilities:
- Analyze and verify loan applications and financial documents.
- Conduct credit checks and assess the creditworthiness of applicants.
- Determine the risk level of loans and make recommendations for approval or denial.
- Maintain accurate and detailed records of all loan applications and decisions.
- Communicate with clients to gather information and explain loan terms.
- Stay up-to-date with lending regulations and market trends.
Qualifications:
- Proven experience as a Credit Officer or in a similar role within the financial sector.
- Solid understanding of lending procedures, credit analysis, and risk management.
- Excellent analytical and decision-making skills.
- Strong communication and interpersonal skills.
- High level of integrity and attention to detail.