We are a regulated deposit taking Sacco in Kenya seeking to recruit qualified persons with high synergy to meet the Sacco's goals and objectives. The Sacco invite applications for the following job positions:
Credit Officer
The holder of this position will report to the Credit Manager.
KEY RESPONSIBILITIES:
- Loan evaluation: Screen loan applications, analyze financial information, and evaluate credit and risk ratios to determine loan eligibility and potential risks.
- Policy and compliance: Ensure all loans adhere to institutional policies and procedures, and that all relevant regulations are followed.
- Risk management: Assess and mitigate potential credit risks associated with loans and monitor collateral adequacy.
- Client interaction: Advise clients on suitable loan options, gather necessary financial documentation, and maintain communication regarding loan status and repayment schedules.
- Loan administration: Process loan disbursements accurately and on time, manage loan portfolios, and coordinate collections efforts.
- Reporting: Prepare reports and recommendations for management on the status and performance of the loan book.
REQUIRED SKILLS AND QUALIFICATIONS
- Strong analytical and problem-solving abilities.
- Excellent communication, negotiation, and interpersonal skills.
- High level of integrity and confidentiality.
- Ability to work effectively with diverse clients and colleagues.
- Attention to detail and organizational skills.
- Experience in the financial, cooperative, or microfinance sector will be an added advantage.
Deadline: Thursday, November 6, 2025
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